How Much Emergency Fund Do You Need? Calculator & Tips
Calculate ideal emergency fund: 3x expenses for singles, 6x couples, 12x families. Guide on amounts, calculations, where to keep it.
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Creating an Investment Plan
Financial planning and retirement goals
9 articles
2
Creating an Investment Policy Statement (IPS)
An IPS is a personal document that guides your investments. Learn how to create one and why it's so important.
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3
Self-Funded Retirement Planning: Don't Rely Solely on BPJS and Your Children
BPJS Ketenagakerjaan only covers a small portion of your retirement needs. BPS data shows that relying on children isn't a solution. A guide to building your own retirement fund with mutual funds, DPLK, and government bonds.
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How Much Retirement Savings Do You Need? Full Simulation
Calculate how much you need to save monthly for a comfortable retirement in Indonesia. Spoiler: BPJS alone won't be enough.
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5
FIRE in Indonesia: Early Retirement Guide for Employees and Freelancers
FIRE movement in Indonesia: calculate early retirement target, investment strategies, realistic simulations for all salary ranges.
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Investing for Children: Education Savings vs Mutual Funds, Which Is Better?
Comparison of bank education savings, education insurance, and DIY mutual funds for children's college. Save hundreds of millions with the right strategy.
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Managing Inherited Investments: A Guide for Heirs
A practical guide for heirs receiving investment inheritance in Indonesia — from taxes, claiming mutual funds and stocks, to simple estate planning.
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How to Save for a House Down Payment: A Realistic 3-5 Year Strategy
Practical guide to saving house down payments in Jakarta, Surabaya, and Bandung. Monthly targets, right investment instruments, and goal-based strategies.
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Retirement Age 56: What It Means for Your Financial Planning
Indonesia's retirement age has risen from 56 to 59 (as of 2025). Understand the PP 45/2015 rules, the impact on BPJS JHT and JP, and strategies to bridge the financial gap.
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Other Categories
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Answers to frequently asked investment questions
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Understanding social security and retirement planning
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International investments and global trends
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Personal finance basics and consumer protection
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